Although not compulsory, a phone insurance policy benefits in the long run. With most devices costly nowadays, even a cracked screen draws out hefty amounts for repair or replacement. An insurance plan prevents you from breaking your savings and provides with complete financial support for the damage.
How to buy a mobile phone insurance plan?
Most insurance providers in India made the process of purchasing insurance plans online, and hence, simpler. You can buy a plan through online application forms. Fill up with accurate information and submit online. Ensure to pay the premium to complete the application process.
Premium payment is also convenient with the various options available. Opt for net banking, UPI, mobile wallets, etc. as per your choice.
Also Check: Is there any company that provides mobile insurance?
When can an insurance policy for mobile phone help?
The best mobile phone insurance scheme covers damages caused due to the following –
Burglary or robbery that happened at your insured residence.
Accident damage.
Natural disasters like earthquake, cyclone, floods and others.
Perils such as strikes, riots, standard fire, lightning or implosion, explosion, etc.
Mechanical or electrical breakdown.
What to do when damage occurs?
When your mobile phone suffers damages, immediately inform the customer care representatives within 24 hours. You can contact them via email, mailing address, website or phone. In case of robbery or burglary, filing an FIR is a must. Make sure to collect a copy of the FIR for future reference. Fill up the claim form provided by your insurer and submit along with relevant documents to initiate the processing.
Make sure to know their inclusions and exclusions carefully before purchasing a mobile screen insurance plan.
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