Mobile insurance company - Please do not buy any type of insurance/extended warranty from AppsDaily.
Hi Friends,
Please do not buy any type of insurance/extended warranty from AppsDaily, they are cheater, they are doing fraud with customers, they are third party they do not provide any insurance, they buy insurance from other insurance companies from your behalf, and the term and condition updated on their site are not full fill by the companies from which they are purchasing insurance.
According to AppsDaily terms they provide cover for-
Theft - robbery & burglary while user is physically present (not applicable for Mobile Protection Platinum - Damage)
Accidental Damage - Eg. Dropped devices, cracked screens, etc
Liquid Damage - Eg. Rain damage, spilt water, etc
Damage due to Fire
Damage arising due to Lightning strike
My I phone 6 was broken under insured period and they are not covering it into Accidental Damage category and below is the reply from insurance company-
Dear Sir,
Thank you for writing to us.
This has reference to the queries raised by you in the trial mail. With respect to the same we wish to apprise you of the fact that M/S AppsDaily Solutions Pvt Ltd (AppsDaily) had obtained an insurance cover from The New India Assurance Co Ltd (NIA) and was offering it as a VALUE ADDED SERVICE towards its customers.
Also Check: Is travel insurance mandatory for Thailand? - Travel insurance
This is to inform you that NIA has stopped taking declaration under any of the policies issued to AppsDaily with effect from 10-11-2015.
Terms and conditions uploaded on the websites of AppsDaily is solely for their own reference and claim settlement and NIA has no say in that. Only the terms and conditions pertaining to the policies issued to AppsDaily by NIA will be applicable to the handsets covered.
Further, your claim was referred to IRDA licensed surveyors/loss assessors for processing, assessment and validation. The Competent Authority has processed your claim against the damage of handset. We regret to inform you that cause of loss does not fall under definition of accident (sudden and unforeseen damage to the product by external means). The damage suffered to the handset is due to improper handling and the same does not fall in the scope of the policy.
We regret to inform you that based on the above stated reason we express our inability to consider your claim.
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